Personal finances are a vital part of the adult life. In this section, you will find great tips and resources, including a Debt Repayment spreadsheet, a Budget spreadsheet, tips to improve your finances, tips to get out of debt, books about personal finance, tips about improving your credit score, recommendations on financial products like life insurance and finance counselors, and more resources that relate to your money, your budget, and your life as an adult.
Among the tasks and responsibilities that come with being an adult, shopping for life insurance should be at the top of the list. If you are allergic to phone calls like I am, shopping for insurance online is a dream! With Sun Life Go, you can get life insurance from the comfort of your home. …
Financial advisors are an important resource that focuses on helping you with your financial needs, whether it is to make a budget, repay your debts, or start investing. Sun Life has a team of advisors that can help you make informed decisions with professional advice. They will take the time to listen to your financial …
The perks of having a Sun Life Financial advisor Read More »
I opened my first bank account when I started my first job at 16 years old. Having no idea what to do, I just followed my mom to her bank, and the bank teller created my account for me. Although she did open an account for students, as I was fresh out of high school …
In my previous post Updates on my debt repayment journey, I talked about how I am working on repaying all my debts, including my fully-loaded credit card ($6,000). This time, I would like to share tips with you about managing your credit cards and your credit in general, and to help you build a healthy …
Build a healthy relationship with your credit card Read More »
Back in December 2020, I decided to ask my finance counselor to come up with a plan to help me repay my debts. Since I’m living on my own for the first time in my entire life, and I had never taken care of my household finances (my ex was in charge of that), I …
There are many things that we should have been taught in school and monitoring your credit score is one of them. I certainly remember an era when checking your credit score without affecting it was impossible and I would just hope for the best when I needed a loan. However, there are now many ways …
If the pandemic taught us something, it’s that we can’t rely on one source of income only. As I was a single mom (my husband moved in with me in July 2021), I understand how delicate my situation would have been if I ever lose my job, as I was the only provider for my …
“New year, new me” – all of us on January 1st every year. For the longest time, my New Year resolution was to lose weight and get back in shape. Let’s say it didn’t work for 2020; the pandemic got me closer to my pantry and I can’t fit in my jeans anymore. However, this …
Finding the perfect gift for your loved ones is a great feeling. However, you should stick to a strict budget to ensure you don’t start the new year deeply in debt. Remember that the Holidays are about spending time together and celebrating the end of the year, not spending thousands of dollars on credit. Here …
6 tips to protect your finances during the Holidays Read More »
After a few months of living with my parents, I finally moved into my own apartment. Oh, the freedom of being an adult living alone…! Eating ice cream for breakfast and no one to judge you! However, living alone means that you also have only one income, so you really must be on point with …